Guardian Bank Tariff Guide

TYPE OF SERVICE REMARKS CURRENT CHARGES
    Last Updated 15th August 2018
BANKERS CHEQUE Customers (debit to A/C)
Customers (depositing cash)
Non-Customers
Kshs. 350/-
Kshs. 600/- plus cash handling charges
Kshs. 600/- plus cash handling charges
DRAFTS Customers
Non-Customers
Kshs. 600/-
Kshs. 750/-
CHEQUE BOOKS
(loclal and foreign currency)
25 Leaves
50 Leaves
100 Leaves
 

Kshs. 600/-
Kshs. 600/-
Kshs. 600/-
(above charges are inclusive of Stamp Duty of Kshs. 2.50)

COUNTER CHEQUES Per leaf Kshs. 50.00 (inclusive of Stamp Duty of Kshs. 2.50)
UNPAID CHEQUES
(INWARD & OUTWARD)
Financial Reasons
Technical Reasons
Kshs. 1,350/-
Kshs. 1,000/-
STOP PAYMENT OF CHEQUES Notification charges:-
– local cheques
– foreign cheques
Kshs. 270/-
Kshs. 1,500/-
RTGS CHARGES Inward
Outward
Free
Kshs. 600/-
EFT CHARGES Inward
Outward
Free
Kshs. 300/-
TT CHARGES (FOREIGN) -Beneficiary to share charges with the remitter
-Beneficiary to receive full amount

-Indian Rupee TT / ZAR
-TT Amendment Charges / Tracers

-Kshs. 1,500/-

-Kshs. 3,000/-

-Kshs. 2,000/-

-USD. 55/- irrespective of the currency

TT PAYMENTS (LOCAL) Third party to collect Kshs. 1,000/-
INCOMING FUNDS USD
GBP
EUR
$ 10.00
Equivalent $ 10.00
Equivalent $ 10.00
ACCOUNTS 1) Current Account -Kshs. 10,000/- Minimum Balance
-Kshs. 275/- Surcharge per month for non-compliance of minimum balance
-Kshs. 20/- per entry, minimum Kshs 500/- ledger fees per month
2) Foreign Currency Accounts -Accounts available in USD, GBP, EUR and Rand
3) Chemi Chemi Accounts -Kshs. 5,000/- Minimum Balance for Personal Account
-Kshs. 1,000/- Minimum Balance for Wananchi Account
-Kshs. 500/- Minimum Balance for Corporate (Staff) Account
-6.30% p.a Interest – subject to change at the bank’s discretion
-No Ledger Fees
4) Golden Account -Kshs. 50,000/- Minimum Balance
-6.30% p.a Interest – subject to change at the bank’s discretion
-1% p.a Interest below the normal rate if balance goes below minimum amount- subject to change at the bank’s discretion
-1% p.a Interest below the normal rate if balance over Kshs 500,000 is maintained over a period of 12 months- subject to change at the bank’s discretion
-Free Banker’s Cheque towards school fees per quarter
-No ledger Fees
5) Tamu Tamu Junior Account -Kshs. 500/- Minimum Balance
-6.30% p.a Interest – subject to change at the bank’s discretion
-Free School Bag
-Free Piggy Bank
-Free Banker’s Cheque towards school fees per quarter
-Birthday card sent on the child’s birthday
-No ledger Fees
6)Jaza Jaza Account -Kshs. 1,000/- Minimum Deposit
-Regular monthly installments in multiple’s of ‘OOOs
-Kshs. 125/- Surcharge per month for non-compliance of monthly deposits
-Tiered rate of interest- subject to change as per bank’s discretion
-No ledger Fees
ATM DEBIT CARD Maximum withdrawal amount
Platform
Point of Sale (POS) Transactions
ATM withdrawal fee
Card replacement fee
PIN replacement fee
Notification of ATM withdrawals
Kshs. 25,000/- per day
Kenswitch
From KCB & Senator Machines at no cost
Kshs. 40/- per withdrawal
Kshs. 500/-
Kshs. 100/-
Free to activate but SMS charges from service provider apply
STATEMENTS Current Account

Chemi Chemi (Personal & Corporate Staff) Accounts, Golden Account,
Tamu Tamu Junior Accoount

Jaza Jaza Account and Chemi Chemi Wananchi Account

Statements sent via email

Interim Statements on customer’s request

Free – monthly

Free- quarterly

 

 

Free- half yearly

Free- daily

Kshs. 140/- for the first 3 pages; extra pages Kshs/ 54/- per page

INTERNET BANKING FACILITY Facilities applicable to all account holders include:
-download/print the identified account statement
-balance inquiry
-issue standing instructions
-request for a cheque book
-view forex rates
-issue stop-payment instructions
-send/receive mail to/from the bank
-authorized users to send/receive LC requests
Free-Internet connectivity charges from service provider apply
CASH HANDLING Customers
Non-Customers
Foreign Currency
0.25% over Kshs. 250,000/- per day
0.25% over Kshs. 100,000/- per day
1% of value of deposit
CHEQUE COLLECTION
(as per Clearing House Rules)
Local
Local-Foreign Currency (DFCC)
Non-CTS cheques
Free
Free
Kshs. 500/- per cheque
STANDING ORDER Processing
Account without sufficient funds
Internal- GBL A/C to GBL A/C
Kshs. 250/-
Kshs. 125/-
Free
VAT REMITTANCE Outward via EFT
Outward via RTGS
Kshs. 200/- plus cash handling charges (where applicable)
Kshs. 600/- plus cash handling charges (where applicable)
REFERENCE LETTER Visa/Bank Reference
Certificate for Auditor
Opinion Reports
Certificate of Balance
Kshs. 1,000/
Kshs 500/-
Kshs 1,000/-
Kshs 500/-
ACCOUNT CLOSING FEES Accounts operating for less than 6 months
Accounts operating for more than 6 months
Kshs. 500/- plus ledger fee for the month (where applicable)
Kshs. 300/- plus ledger fee for the month (where applicable)
INWARD FOREIGN BILLS
FOR COLLECTION
Commission 0.50% – flat rate plus Swift Charges on payment
OUTWARD FOREIGN BILLS
FOR COLLECTION
Commission  0.25% – flat rate plus courier charges
AVALIZED INWARD FOREIGN
BILLS FOR COLLECTION
Commission  0.75% – flat rate plus Swift Charges on payment