SAFE DEPOSIT LOCKERS
Keeping in view your concern for safety of your valuables we provide you with the SAFE DEPOSIT LOCKERS (small, medium or large).

FOREIGN EXCHANGE SERVICES
We understand your international business and travel requirements. With us you will always find the most competitive exchange rates and lowest service charges.

ATM/DEBIT CARD SERVICES
In order to make all your withdrawals and purchases our KENSWITCH ATM/Debit card is available to your account at no cost except for ATM withdrawal charges. Click Here for more details

SMS SERVICES
Register now and enjoy the SMS services that include balance inquiry and mini-statements. Click Here for more details.

EMAIL SERVICES
You can request for daily/weekly/monthly statements to be sent to you via email.

E-BANKING SERVICES
Our registered E-Banking users can now access their registered account details online and request the bank for various services that include Stop Cheque instructions, Cheque Book Requests, Account Statements, ATM card application, Bankers Cheque, Standing Instructions, among others.

DOMESTIC FOREIGN CURRENCY CLEARING                                  We participate in the Domestic Foreign Currency System wherein we are able to clear cheques in USD, GBP and EUR payable locally without any service charges.

CREDIT FACILITIES

• Asset Financing : Buying machinery or equipment for your business should no longer be a hassle. Our team of experts will assist you to source the equipment and finance the same. (terms apply) 
• Demand Loans : Long term projects and the purchase of fixed assets should not be difficult to undertake. Talk to us for sound financial advice/funds. 
• Hire Purchase : After identification of a vehicle of your choice, pay us a visit in order to assist you make the purchase easy and hassle free.
• Insurance Premium Financing (IPF) : To ensure that your valuables are well protected, we shall assist you in the most cost effective manner at competitive interest rates.
• Overdrafts : In order to cater for your working capital needs, Give us a call and we shall assist you in the most cost effective manner at competitive interest rates.
• Local Bill Discounting : For the purpose of providing additional working capital requirements we shall discount genuine trade bills at competitive interest rates.
• Local Guarantees : The range of guarantees we can offer at competitive rates include :
  • Bid/Tender Bonds
  • performance Guarantees
  • Retention Guarantees
  • Deferred Payment Guarantees
  • Financial Guarantees
  • Customs Bonds
• Trade Finance : To facilitate all your international trade transactions, we will guarantee efficient Swift transmissions in all major currencies for the following :
  • Letter of Credit - confirmed and unconfirmed
  • Foreign Bills for Collection - imports and exports
  • Back-to-back LCs
  • Avalization of Import Bills
  • Shipping Guarantees
  • Standby Letters of Credit

OTHER SERVICES
Guardian Bank also provides you with:

• Local currency Banker's Cheque 
• EFT and RTGS
• International Money Transfer: To assist you in providing your child the best international education, we can remit his/her tuition fees applying special exchange rates and discounted service charges
• Demand Drafts ( USD/GBP/EUR/INR/SA RAND/AUD)
• Telegraphic Transfers (USD/GBP/EUR/INR/SA RAND/JPY/CHF/AUD) 
• Salary processing 
• SMS Banking
• Internet Banking
• ELMA (M-Commerce) - to be introduced soon